Remote Senior Machine Learning Scientist

Salary: £53,000 - 93,000 per year

Requirements

• Excellent SQL and Python skills, with a strong understanding of software engineering and data engineering best practices
• In-depth knowledge of statistical and machine learning models, including gradient boosted trees, logistic regression, neural networks, and survival analysis
• Solid knowledge of statistics, including hypothesis testing, confidence intervals, and bootstrap methods
• Experience developing and maintaining end-to-end ML models used for business-critical automated decisioning in a consumer-facing industry
• Strong attention to detail while keeping the bigger picture in mind
• Excellent communication skills to explain complex problems clearly
• Ability to build mutual respect and trust with people from different backgrounds
• Nice to have: experience in UK/EU retail lending for personal or business customers
• Nice to have: experience with ML model governance in a regulated industry
• Nice to have: experience using modern AI tools for productivity

Responsibilities

• Improve customer and business outcomes through better automated decisioning using machine learning and statistical modelling
• Focus primarily on credit risk modelling, while also applying expertise to predict and optimise utilisation, pricing, collections, and marketing
• Work end to end on multiple ML applications, from experiment design and data curation to deployment and monitoring
• Innovate in data, methodologies, and tooling to build better models faster and more easily
• Collaborate closely with our Credit Strategy Managers, Model Validation Analysts, Backend Engineers, and Product Managers to align model development with the product roadmap
• Take ownership of impactful topics across our borrowing products and applications
• Use your autonomy to help shape product and credit strategy beyond models

Technologies

• AI
• Backend
• Bootstrap
• Support
• Machine Learning
• Marketing
• Python
• SQL
• AWS
• BigQuery
• ChatGPT
• Claude Code
• Cloud
• HTTP
• dbt
• microservices

More

We are Monzo, and we want to make money work for everyone by replacing complicated traditional banking with magically simple products and actionable insights. We serve more than 15 million customers across personal, business, joint, youth, kids, credit card, savings, investment, and pension products in the UK, with more to come. This role is based in London, Cardiff, or remotely within the UK, with a salary of £86,000 to £105,000 plus stock options and benefits. We offer relocation support to the UK, visa sponsorship, hybrid or fully remote working, company-provided MacBooks, extra home-working support for remote employees, flexible hours, and a £1,000 annual learning budget. We also promote an inclusive, equal-opportunity workplace where everyone can do their best work.

last updated 28 week of 2026